Selecting and managing relationships with insurance providers is both complicated and ongoing. To choose among plans, an employer must thoroughly understand the options and evaluate them across many planning variables - both quantitative and qualitative. There are concrete determinants like budget stipulations and tax ramifications. Then there are the less tangible considerations like employee satisfaction and perceived value. At Applied Benefit Concepts, we know these variables, considerations, costs and returns - inside and out.
ABC also knows the benefits providers and their services inside and out. We maintain a keen focus on the financial strength of the providers with whom we work. Our constant monitoring of the insurance rating agencies, such as Standard & Poor's, AM Best, Moody's, and Duff & Phelps, assists us in the strategic partnerships that are required between the insured and their vendors.
We work with all of the premier providers as well as the niche carriers who specialize in the ancillary benefit market. Our combined years of interaction with these companies make us fluent in what is available, allowing us to concentrate on how the needs of your organization can be satisfied. Ultimately, our goal is to ensure that claims are paid fairly and on time.
ABC primarily brokers the following employee benefits: